We Come to Your Business and Match You with the Right Way to Take Cards.

At PayPoint Systems, we are a family-owned business dedicated to helping other businesses succeed. We help you compare payment options and match your business with the setup that fits how you take cards, then stay as the person you call. Our goal isn’t to earn your business, but build a lasting relationship you can rely on.

We are based in Munster, Indiana, with sales representatives in five states. Chicago is our strongest market.

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Merchant Services That Power Reliable Payments for Growing Businesses

Small business owner reviewing a deposit summary on a tablet, showing payment totals and transaction line items at a clean counter workspace

Dual Pricing
and Surcharging

Pass credit card fees to the consumer legally and seamlessly with one of our Dual Pricing or Compliant Surcharging programs.

Get a free rate analysis
Customer completing a contactless tap-to-pay transaction on a Clover countertop POS terminal showing a checkout total

Smart Terminals & POS

From Clover to Dejavoo, we provide hardware that fits your counter. Modern systems that actually work for your business.
Explore POS systems & hardware
Clover Go mobile card reader with credit card inserted next to a smartphone displaying a Clover checkout screen for John's Pizza showing $41.38

Mobile & E-Commerce

Accept payments fast, secure, on-the-go anywhere, anytime. Suited for all business model types.​
Explore mobile payments
High risk specialized payment processing solutions

High-Risk & Specialized

Have a unique business model? We offer flexible & custom solutions for high-risk and specialized business types.
See high-risk processing

Solutions for Every Business

Baristas using tablet POS system to manage orders in a busy coffee shop

Retail &
Hospitality

Simplify how you get paid while improving the customer experience at checkout. From busy retail counters to fast-paced restaurants and hospitality environments, our payment solutions are built to keep lines moving and transactions smooth.
Retail & hospitality solutions
Customer making contactless payment with smartphone at restaurant table using card terminal

Restaurants & Food Service

Keep service moving and payments simple during every shift. From quick-service counters to full-service dining, your payment system should support fast orders, accurate tabs, and smooth checkout experiences.
Restaurant & food-service payments
Warehouse storage facility with pallet racking and inventory ready for distribution

B2B & Wholesale

Make it easier to manage large transactions, recurring orders, and client payments without slowing down your operations. Whether you’re supplying products to retailers or managing high-volume accounts, your payment setup should support how your business actually runs.
Explore mobile payments
Business owner reviewing invoice payment on tablet with credit card processing options displayed

Professional Services

Get paid efficiently while maintaining a smooth, professional experience for your clients. Your payment process should support how you bill and manage client relationships.
See all industries we serve

Why We Are Different

  • Independent & Flexible Solutions: We are not tied to one product. We match each business with the payment setup that fits how it takes money.
  • Personalized, Hands-On Support: Real people, real support, every step of the way.
  • Integrity First Approach: Transparent pricing, honest guidance.
  • Family-Owned, Relationship-Driven: We treat our clients like partners, not accounts.

Transform Your Payment Processing

1

The Meeting

DAY 1
Send us a recent statement or work directly with an agent onsite. We’ll show you exactly how we can save you money and sign your application today.

2

The Setup

Days 2-3

We ship pre-programmed terminals or integrate with your POS. Turnkey setup, you won't lift a finger.

3

The Launch

Day 4

We train your staff to ensure a smooth Day 1. No learning curve, no disruption.

4

The Support

Ongoing

You get our direct line for 24/7 assistance. Real people, real solutions, whenever you need us.

What Our Merchants Say

"I needed help with my business's credit card transaction process... Pay Point came in and helped build a unique solution. A very professional and positive experience!"
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John Z.
Retail Business Owner
"I reached out to Pay Point for some advice and she was able to come back with a full set of solutions... I'm thrilled with how everything worked out!"
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Marco P.

Restaurant Owner

"The switch was seamless and we immediately started seeing savings. Pay Point's team handled everything. I didn't have to worry about a thing."
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Sarah M.

Professional Services

"I needed help with my business's credit card transaction process... Pay Point came in and helped build a unique solution. A very professional and positive experience!"
Image
John Z.
Retail Business Owner
"I reached out to Pay Point for some advice and she was able to come back with a full set of solutions... I'm thrilled with how everything worked out!"
Image
Marco P.

Restaurant Owner

"The switch was seamless and we immediately started seeing savings. Pay Point's team handled everything. I didn't have to worry about a thing."
Image
Sarah M.

Professional Services

    Ready to get started?

    Contact Us